About Jules Healing Art

I have been a photographer for almost 20 years, yes that means I started in film days! I took a break when things went digital and began serious "Healing Art" Photography 5 years ago. I have fybromyalgia and osteoarthritis and have learnt the benefit of nature to helping me cope on a day to day basis. It has also enriched my life beyond works and so that is why I want to share it with you, that you too may receive the healing warmth of nature.


Notice: Undefined index: category_below_content in /home/julia329/public_html/wp-content/plugins/shareaholic/public.php on line 393

Most of you know of my orchid images and love seeing them so I will add some at the end of the post as this is what this is all about.

As most of you would know from my absence that inspiration and motivation have been sadly lacking in my life since my hubby, Colin, passed away. Yes I am living, doing new things and trying to move on, but sadly inspiration and motivation have been a long way away, so what has inspired and motivated me to do this blog post?

Well a combination of two things, one a very inspirational person and two, injustice.

First let me tell you about this person who has inspired me.

He, yes it’s a good Aussie bloke, is a person who has a great love of native orchids and wildflowers in general. He has a wealth of knowledge and has found orchids that had never been photographed before as well as many new sites for some that were thought to be extinct or very close to extinction.

Now this in itself is pretty amazing, but this person doesn’t get paid for what he does, he heads out almost every day no matter what the weather and often on his own, to fight the mosquitoes, snakes and tics to survey new areas.

He could rely on what others have found, but no, he ventures out to new locations, exploring, sometimes finding very little and sometimes being greatly rewarded with a rare find.

Does this man keep the information to himself or write a book to profit from the knowledge he has gained?

No, he freely shares it with people in his Facebook Group, called “Western Australian Native Orchids.”

He has inspired a new generation of people to learn about our native orchids, to walk the bush carefully, looking where they walk, taking care when photographing so as not to disturb habitat.

He has discovered things that affect the orchids which no one previously knew.

Such as, that some of the methods of marking orchids for surveying were harming the plants and as a result, new methods have been found.

He has liaisoned with councils and raised awareness to stop habitat loss which is the greatest cause of orchids becoming endangered.

He has discovered that even using a flash can change the percentage of some flowers being pollinated.

He has shared this information freely and shown people to many sites, teaching them how to ensure we don’t harm the orchids.

Has the orchid community at large appreciated this?

Some have, but he has also been the target of much jealousy and people who want to make money doing what he does, harassing him and others in his group.

This in itself would be a great injustice, but on top of everything else his youngest son died this year, less that 3 months ago.

He has continued to be there for others as he quietly deals with his pain and grief and yet this is when some people choose to put the boots in.

What is wrong with the human race that we attack our own kind?

We see it constantly, people who give and care being attacked or vilified by others in the industry.

I would encourage each of you to think about the things you fight against and see if there is another way, can you educate people, rather than trying to control them.

Can you instill love rather than hate?

Can you be an example to others?

Terry Dunham is the man that has inspired me to write this post and I want to thank him for all the work he has done, in running the FB group, in opening up the wonderful world of native orchids to us, for giving his time and knowledge freely. For choosing to educate us, so that we too can educate our friends and the next generation, it is only as we learn to know what is around us that we will be able to preserve it.

Now I would like you to enjoy the following images.

such amazing detail

close up of the leafless orchid, aren’t the colors beautiful

Helmet Orchid

This is the tiny helmet orchid, it is about the size of a pinky fingernail and grows in moist damp areas close to the ground or in rotting tree stumps.

Tozers Bush Camp

Queen of Sheeba










Hare orchid

Hare Orchid. I left the finger in to show you the size.

Blue lady a sun orchid

Digital Art

Notice: Undefined index: category_below_content in /home/julia329/public_html/wp-content/plugins/shareaholic/public.php on line 393

There has been much talk about digital art and what it is and if it is a legitimate art form.

Recently someone took someone else’s work added a few basic adjustments, such as contrast, brightness etc and entered the work in a competition as their own. This is obviously not an acceptable thing to do.

With my digital art, I take a series of images that I have shot or have the rights to use and then combine the layers. Most of my pieces have over 30 layers in them, most are over 100. This is a combination of images, textures and grunge effects. Most of my pieces are done over many, many hours, often days and weeks. This is what I refer to as digital art.

I have found it a great release for me and it has really drawn me out of my comfort zone and I have been able to create pieces that express deep meaning.

You can see some of my work here

You can learn how to do this kind of art here.

This is a piece I did on always being watched over, even in the traumatic times of my life when I felt very alone.

Never alone

Angels always watching over me.

What happens when someone dies?

Notice: Undefined index: category_below_content in /home/julia329/public_html/wp-content/plugins/shareaholic/public.php on line 393

What to do after someone dies, this means if you are the spouse, family or close friend of someone who has passed and you need to know what steps to take then this is a list that I found helpful when my husband died. If possible, look around your area and choose which funeral home you would like to use and also choose which coffin or type of coffin you would like. These are hard choices for the person left behind to make.

Death at home

If someone you know dies at home it’s important to try to stay calm and don’t jump to conclusions in the stress of the moment. If the persons death was expected it’s likely that their doctor may have been in touch with you or other close friends or family to discuss what will happen, and you can call the doctor’s surgery to ask them visit as soon as possible. If the deceased doesn’t have a regular GP the police should be called instead. A doctor is needed to examine the body to attempt to ascertain the cause of death and write a medical certificate. A funeral director cannot be arranged until this certificate has been completed.

If the death is unexpected or you are not sure if the person is dead call 000 immediately and ask for an ambulance and explain as best you can what the problem is and describe the circumstances. Once the ambulance crew arrives they will either contact the person’s GP or the police. It’s important to know that if the death was unexpected, not clear, is suspicious or the person did not have a regular GP, the police must be called. In some cases the Coroner may also be involved to conduct a post mortem to determine the cause of death.

Death at a hospital or nursing home

Many people die in a hospital or nursing home – and if this is this case the staff will handle most of the formalities and will be able to guide you through what to do. Also any next of kin will be advised what steps need to be taken.

Most public and some private hospitals will have their own mortuary and the deceased can be kept there until a funeral director is appointed and the body is transferred. However smaller hospitals and most nursing homes are unlikely to have facilities so it’s important to engage a funeral director as a priority so they can transfer the deceased as soon as possible (see below).

If you are present at the death, remove all personal belongings, check pockets or ask nurse or Dr to do it, take off watch, rings, other jewelry. Check for wallet or purse and phone. (this is very hard to do so try to ask someone to do it for you)

Notify family and close friends.

Contact the funeral home.

Organize time and place of funeral.

Put notices in paper and on social media. (please if you are not the next of kin, do not post on social media until that person does or gives you the okay to. Sometimes it takes time to tell relatives, especially if they are in different countries)

Contact anyone else who needs contacting or get someone to do it for you.

Prepare clothes for funeral, the deceased as the funeral home will want these and your clothes so you know what you will wear.

If people ask what they can do to help.

Have one person make notes of what needs to be done each day and be responsible for making sure that happens.

Have one person doing phone calls, putting notices in paper etc

Have another person to run errands, like taking clothes to funeral home.

Have someone bake some cakes or buy biscuits, chocolate and fruit.

Have someone preparing meals.


You will need to (if you are next of kin)

Speak with minister or celebrant.

Prepare what you want to say at the funeral or what you would like read out on your behalf.

Have someone stay at the house for at least 2 nights after the funeral. (you may feel like you want to be alone, especially after all the funeral preperation, so explain this to the person but say you would like them to stay just in case. Sometimes it is just knowing someone is there that makes all the difference.)

After the funeral

Check details on probate form and print it out. You will need to wait until you have the death certificate and then take the probate form, the will, your drivers licence or passport  and the death certificate to get witnessed by a JP. Make 10 copies of death certificate and get them all certified by the JP, get at least 3 copies of your drivers licence and 3 copies of Probate and will. Getting them all done at once will make it easier when the different organizations ask you for copies. All copies must be certified by a JP.

(Funeral home will normally organize the death certificate.If they don’t mention it, then ask))

See financial adviser to sort out your finances, make sure you take a copy of the will. They will not be able to do anything official until you get the death certificate, but they can help you get an idea of what will happen financially. Look here to see if you are eligible for any centerlink or govt assistance https://www.humanservices.gov.au/customer/subjects/what-do-following-death#a6

Work through list of who to contact below. https://www.humanservices.gov.au/sites/default/files/documents/who-to-notify-checklist.pdf

The following table lists the people and organisations you may need to contact if someone has died Person or organisation to be contacted

Have the details of any of these that you know listed, for example:

Contact person, phone number and address (if needed)

Details of person who died

(for example, account number, Medicare number)

Then start ringing or get someone to do it for you.

Australian Taxation Office 132 865

Banks,  Also while getting these details from the bank get the interest to date on all of the accounts separately and which accounts are in joint name and which in individual names (you will need this for the estate tax return)

credit unions

Centrelink payments 132 300

Child Support services 131 272

Clubs (e.g. the Returned and Services League)

Credit card/hire purchase

Department of Veterans’ Affairs 133 254

Australian Electoral Commission 132 326


Executor of the will

Foreign pension authority (if authority’s details are unknown contact Centrelink’s International Services) 131 673

Funeral bond Yes/No

Funeral insurance Yes/No

Health benefits fund

Health professionals (e.g. doctor, physiotherapist, dentist, podiatrist, optometrist)

Hearing centre


Insurance companies



Local council

Medicare services 132 011

Local post office


Professional bodies (e.g. solicitor, accountant)

Public Services (e.g. library)

Public Trustee

Religious advisor

Social Worker

Superannuation fund

Telecommunication providers (e.g. phones, internet)

Utilities (e.g. gas, electricity and phone companies)

Vehicle registration and licensing authorities


Power of Attorney and Guradianship

Notice: Undefined index: category_below_content in /home/julia329/public_html/wp-content/plugins/shareaholic/public.php on line 393

These are the other two forms that you will need filled out before you die or become incapacitated. Once again, these are not substitutes for seeking legal or medical advice, just general advice to help with getting your affairs in order.

The power of Attorney gives the person the rights to manage your financial affairs if you become unable to and the Guardianship allows the person to make medical decisions for you when you are unable to make them yourself.

Enduring Power of Attorney

This enduring power of attorney is made on the …….day of……….2017 by …name of person… of …address….in the state of (Western Australia under section 104 of the GUARDIANSHIP AND ADMINISTRATION ACT of 1990.) replace this with what is relevant to where you live.

  1. I APPOINT ….name of Power of Attorney… of ….address…in the State of (the state where you live) as sole Attorney.
  2. I AUTHORIZE my attorney to do on my behalf anything that can be lawfully be done by an attorney.
  3. The authority of my Attorney is subject to the following restrictions – NIL
  4. I DECLARE that this power of Attorney will continue in force notwithstanding my subsequent legal incapacity.

SIGNED AS A DEED BY………………………………………………………………………….

WITNESSED BY:…………………………….          ………………………………………………

Signature of Witness                                         Signature of Witness


…………………………………….             ………………………………………

Full Name                                                                      Full Name

…………………………………                …………………………………………

Address                                                                      Address

………………………………                  ………………………………

……………………………….                ………………………………………….

Qualification                                                                    Qualification


Acceptance of Enduring Power of Attorney

I, …(name of person listed as Power of Attorney)…, The person appointed to be the power of Attorney created by the instrument on which this acceptance is endorsed accept appointment and acknowledge:-

  1. That the power of attorney is an enduring power of attorney and will continue in force notwithstanding the subsequent legal incapacity of the donor.
  2. That I will, by accepting this power of attorney be subject to the provisions of (Part 9 of the GUARDIANSHIP AND ADMINISTRATION ACT 1990.) Whatever is relevant for where you live.

Signed……………………………………………………………………….     Date …………………………………………….

Name of Person accepting to be power of Attorney. (Donee of the Power of Attorney)

Dated the _____________day of ___________________ 20____


Donor: (Name of person making this agreement)


Donee/Attorney: (name of person who is listed to act as power of attorney)



This enduring power of guardianship is made under the Guardianship and

Administration Act 1990 Part 9A on the _______day of________________2017

by ­­­­­­­­­­­­­­­­­­­­­_________________________________________________(Person’s name)



in the state of (state where you live) who was born on ______________________.

This enduring power of Guardianship has effect, subject to its terms, at any time I am unable to make reasonable judgments in respect of matters relating to my person.

  1. I APPOINT my ____________(relationship)________________________


        __________________________________________________(address) in

the state of (wherever the person lives) to be my enduing guardian.

     2. I AUTHORISE my enduring guardian to perform in relation to me all the functions of and enduring guardian, including making all decisions about my heath care and lifestyle.

3. My enduring guardian can only act in the following circumstances:

_______________________________(if all, just put “all circumstances”)


  1. My enduring guardian is to perform his/her functions in accordance with the following directions: _____________________________________

____________________________________(specify or put “as she/he sees fit”).

5. I have/have not* made an advance health directive at the date hereof.

(*delete as appropriate.)

SIGNED AS A DEED by:     (Signature) ________________________________

(Persons name here) ________________________________


__________________________            ______________________________

(Signature of witness )                                                            ( Signature of witness)

_____________________________________                __________________________________________

(Name of Witness)                                                                   (Name of Witness)

_____________________________________                  _________________________________________

_____________________________________                  _________________________________________

(Address of Witness)                                                               (Address of Witness)

_____________________________________                  __________________________________________

(Occupation of Witness)                                                          (Occupation of Witness)



I, ____________________________(name of person) accept the appointment of an enduring guardian.


Signed:________________________________   Dated:_________________________


Witnessed By:__________________________________              ___________________________________

Name of Witness_______________________________               ___________________________________

Address of Witness______________________________              ___________________________________

______________________________________________             ____________________________________

Occupation of Witness__________________________                ____________________________________

Generic will

Notice: Undefined index: category_below_content in /home/julia329/public_html/wp-content/plugins/shareaholic/public.php on line 393

A lot of people don’t have a will as they don’t know where to start or what to do, so I have added  an example of a generic will. This does not replace getting advice from a lawyer and is only a copy of what is used in Western Australia, so ensure yours meets the requirements of your country and state. I take no responsibility for the way this form is used or the contents placed therein.

One thing I would recommend you do if you are in a relationship, is to thing if your spouse died, what would you need to live on and work at ensuring that you provide for this in your will if at all possible.

We are often worried about children, especially in step family situations. If you want to leave something to your children while your spouse is alive, try to leave them objects that have meaning to you and if you want to leave them money when you die but not negatively impact your spouse then take out some life insurance that is to be divided among any children.if you don’t adequately provide for the spouse they can and may even be forced to contest the will so it is important that you attend to this first. Again, think of what the impact would be on you if you were left behind and your partner had the same will as yours. You can also add clauses so that when the surviving partner dies the estate is divided between all the children from both sides, but I would highly recommend you seek the advice of a lawyer on this so that you know everything is legally spot on.

_____Day of __________, 2017


Last Will and Testament


____(Your Name here)____

I,  ….(name)….  of ..current address….. in the State of (put your state here), HEREBY REVOKE all former Wills and testamentary dispositions made by me AND DECLARE this to be my last Will and Testament (“my Will”)



In this my Will unless otherwise required by the context or subject matter:

“Duties” mean all death, estate, succession or other duties or taxes payable in respect of my death or the passing of property under this my Will including capital gains tax:

“my Trustee” means the executor or executors of this my Will and the trustee or trustees for the time being of any trusts arising under it.



(a)    I APPOINT …name of person and relationship to you…. (“name to be used in rest of wil”) of ….their address…..to be my Trustee.

(b)    In the event that ..name of executor…. shall be unable or unwilling to act or continue to act as my Trustee, then I appoint, ….alternate executor…(“short name”) of ….address… to be my Trustee.


  1. I wish to be cremated/buried and my remains………………………………………..


  1. I consent/I don’t consent to organ donation.


  1. Gifts

I give the house and land at ….address…. to be sold and the net proceeds after sale of any duties and any other costs and expenses relating to the sale, including accounting fees regarding calculation of Capital Gains Tax if any, shall be divided equally between …….names of people to inherit….. as survive me and if more than one, then as tenants in common in equal shares PROVIDED that if any of ….names of people to inherit…. die before me leaving a child or children who survive me, then those children shall take and if more than one in equal shares, the gift set out herein which their parent would have taken had they survived me.


  1. REST OF ESTATE TO ………….

If ….name of person…. survives me for a period of twenty-eight (28) days I GIVE all my real and residual personal property whatsoever situate, not otherwise disposed of to ….name of person…. absolutely but if ….name of person….. does not survive me for the period of (28) days then if he has died leaving a child or children who survive me, then those children shall take and if more than one in equal shares, the gift set out herein which their parent would have taken had they survived me.


(a) Except to the extent inconsistent with the terms and provision of this my Will, the powers conferred on my Trustee by the Trustee’s Act 1962-78 as amended from time to time are in augmentation of the powers conferred by this my Will.

(b) My Trustee will have the following powers in connection with my estate: –

(i) to retain the identity of any asset, to sell any asset at any time, and to distribute the assets in specie;

(ii)where any person at any time is entitled (contingently of otherwise) to any share or interest in my estate, my Trustee may apply the whole or part of the capital or income of such share for or towards that person’s maintenance, education, advancement, benefit or support with liberty to pay the same to the person in loco parentis or the guardian or guardians (if any) of such persons for the purposes aforesaid without being liable to see to the application thereof; and

(iii) without limitation and as if my Trustee were beneficially entitled to my residuary estate:

(A)          to invest, change or retain investments including unsecured interest free loans or any non-income producing asset;

(B)          to grant a lease or sublease of any property for any duration and on any terms;

(C)          to improve or develop any property;

(D)          to borrow money or raise money for any purpose connected with my estate, whether with or without giving security and enter into any mortgage, charge, bill of sale, lien or security over any part of the property that forms part of my estate.

 8. My Trustee

will not be liable for any loss arising out of the winding up of my estate or the conduct of any trust arising under this my Will in the absence of proof of dishonest or wilful breach of trust.POWERS OF


IN EXTENSION of any power of appropriation conferred by lay, my Trustee may at any time in his absolute discretion appropriate any part of my estate in its then condition or state of investment in or towards the satisfaction of any legacies or any share in my residuary estate without the necessity of obtaining the consent of any person and for the purposes of making any appropriation, my Trustee may determine the value of any part of my residuary estate by such means as he in his absolute discretion take into account in such manner as he thinks fit the likely taxation consequences that the making of the appropriation may have for the person in whose favour the appropriation is made and also for any other beneficiary.

IN WITNESS WHEREOF ….Person making the will….. have hereunto set my hand this….. ….day of…………… 2017


SIGNED by the Testator the said               )

…name of person making will…as and for her       )

last Will and Testament in the                   )

presence of us both being present           )              ………………………………….

at the same time who at her request      )               name of person making will

and in her presence and in the                  )

presence of each other have hereunto   )

subscribed our names as witnesses.        )


Witness:………………………..                                       Witness:……………………………………


Print Name:………………………                                   Print Name:…………………………………


Address:…………………………                                      Address:……………………………………


…………………………………                                            …………………………………………..

Things to do before you die.

Notice: Undefined index: category_below_content in /home/julia329/public_html/wp-content/plugins/shareaholic/public.php on line 393

This is not my normal type of post, but I thought after all the events of the last year it was an important one, so here goes:

Most of us will know or have heard of a bucket list. This is a list of things we want to do before we die or colloquially, “kick the bucket”.

But do we ever give thought to the mess we leave behind for the people we say we love.

The greatest gift you can give your family is to work through the post below, preparing for death so that when the times come the family can focus on grieving and not having to spend all there time and energy trying to sort out the mess you left behind.

The good thing about this, if you get all your family to do this then it means you wont be left with the mess if perchance you are not the first one to go.

I would recommend you print this off and cross out each one as you do them.

I live in Western Australia so these are what are appropriate for here, you may need to make modifications for the country or the state you live in, but if you start with these you will be well on your way to getting everything sorted.

Before Death

Ring a lawyer if you live in another state or country and ask what documents you need to have such as will, enduring power of attorney, enduring guardianship. We thought we had everything covered with the Power of Attorney but when we checked with a lawyer they said we also needed Guardianship for medical matters, the laws had changed two years ago and we would have been in a pickle if we hadnt discovered this in time. Everyone I have spoken to since then did not know about the need for this, so it is worth a quick phone call.

  1. Make a current will that is witnessed by people whose address you know now. (see generic will form here)
  2. Also have Enduring Power of Attorney (for financial matters) (see  generic power of attorney and guardianship here)
  3. And Guardianship (for medical matters).(see link above)
  4. Also list and give to the person who you give guardianship what your wishes are re end of life. Do you want to be resuscitated, it so when yes and when no. Do you want to be left on life support, if so for how long?
  5. If you feel you can make a living will or a Health Directive, this just sets in place what choices you want made medically, so that everyone knows your wishes, including the doctors. You can download health directives, look for one for your country and state.
  6. Make sure you have Binding Death Nominations on any super or pension accounts. This is very important as it does not automatically go to who you have nominated, it doesn’t even go to your spouse, your children are offered it first, this takes time and can cause big rifts in families so fix it now.
  7. Put all documents in a folder with your will and have this folder in a fire proof safe or in the bank. Make sure your executor also has a copy of everything and knows where the original is stored. If you have a safe make sure someone apart from you and your partner have the combination in case you both die together.
  8. Do this for yourself and your partner and for anyone that you are executor for before they die.

Go to


Open an account and fill in the details for each person. At the end you can save it, it doesn’t send it anywhere, to send it you have to download it, print it out, get it witnessed by a JP and then post it.

When you are grieving you do not want to be sorting all these details out. Also it helps the estate to be settled quicker making it easier for the surviving party.

Have a list of all assets in the estate and list whether they are held in the state you live in or elsewhere. If shares or super then it is where the head office of the company that holds these is.

If it is a spouse doing the probate, you don’t have to list any joint assets as these automatically go to the surviving party and are not considered part of the estate. I would list all the joint assets on a separate piece of paper in the event that both you and your partner die together. Also list any superannuation that has a binding nomination as they will need to be contacted upon your death.

If you have a binding death nomination on your super funds or pension funds then again this does not form part of the estate.

Info you will need to complete the online application. Fill in all the details you can and the others will be filled in once you have passed. Once complete place a copy with your will and give a sealed copy to your executor.

Exact date of death:

Place of Death:





Given names of deceased:

Surname of deceased:

Date of birth:

Last known Occupation:

Last address of deceased:

Address from Will:

Alias if one was used:

Address for service: (this is the address of the executor)

Date of the will:

Witness details: Full name:


List details of immovable property owned by deceased: House if not in joint name:


Full value:

Type of ownership: ie shared tenants in common, totally owned by deceased.


Details of Movable property: ie shares, super, bank accounts, motor vehicles, furniture and personal effects.

For bank accounts:

Name of Bank or institution:

the branch:

name and type of account:

account number:

balance as at the date of death.


Name of Bank or institution:

the branch:

name and type of account:

account number:

balance as at the date of death.



Name of Bank or institution:

the branch:

name and type of account:

account number:

balance as at the date of death.


Name of Bank or institution:

the branch:

name and type of account:

account number:

balance as at the date of death.


List all debts



Full value:

Type of ownership:

(Remember to include credit cards)




Full value:

Type of ownership:

If you are unsure of any of this as you are filling it out, make a note of it and ask a lawyer or citizens advice bureau to clarify it for you. Look here first https://www.slatergordon.com.au/wills/assets-not-controlled-will


Things to do.

Ask the bank you are with what happens to joint accounts if one person dies, also ask about credit cards, especially if one of you is the credit card holder and the other has a supplementary card.

I know that with ANZ the joint accounts revert to the surviving party and are able to be fully accessed. I am unsure about other banks and financial institutions.

Start a notebook for each person to be placed with their wills and place all the above information in it, as well as,

What they want to wear to their funeral:

Do they want to be buried or cremated:

If buried, where do they want to be buried:

If cremated where do they want their ashes:

Where would they like a plaque:

What songs would they like

What is your favorite flower and colour

Who would they like to conduct the service:

What memento would you like to give people: ie bookmark, order of service, stubby holder etc

Who would they like to do the eulogy:

{Get together with the person doing the eulogy, while you are alive and fill them in on some details of your life, especially the childhood years or the years before you met your current partner. If there if anything in particular you want included or excluded, mention this then}

If you don’t want to do this then get your partner to write a eulogy for you and you write one for them. You can then read each one and correct anything that is wrong or give more details if necessary.


Write a letter to your partner, and/or your children to be sealed and placed with your will to be read after you have gone. This is a great comfort to those left behind.

Organize photos that give a snapshot of your life and put them on a USB stick.

Make a list of people you want contacted when you die and list their phone numbers.

List the dates of any previous marriages and the other persons name and where the marriage took place.

List the name and birthdate of all children.

List tax file number, social security number, your date of birth.

Set up a joint bank account with funeral funds in it, you will need about $4000 each to be paid as a deposit the day after the person has died and then the balance usually within 28 days. As at 2017 average funeral cost is $13,000. If you don’t have these funds available then look at funeral insurance.

Work out what you want done with social media accounts and email accounts. List these with passwords and user names but make sure you keep this in a secure location such as a bank deposit box or a safe.

You can go to settings in Facebook and nominate someone who can Memorialize your account when you die. It is a good way to let the persons friends know what is happening and allows them to leave condolences messages.

Make a list of all social media and email accounts.

Make a list of any online sites you are a paid member of as these will need to be cancelled.

If you have a website, list the details and what fees you have to pay and to whom to keep it active. Who is your web host and who is your domain name listed with.

Do you have a paypal account. If so put the details here and list any automatic payments that come out of your account.

Do you have any online shops or are you an affiliate of any companies, list these.

Do you receive money from Amazon or others for monetizing of your web page, Youtube, company facebook page etc.

List which automatic payments come out of accounts and especially credit cards.

Place all these or copies of them with your will: (Not all will apply, just so what is relevant to you)

Deeds, Titles, and Promissory Notes / Loans

Real Estate Property deeds (including any recent appraisals)

Mortgage documents (including promissory/loan notes)

Other Promissory or Loan notes (including loans owed to the deceased)

Vehicle titles and registrations (car, boat, RV, etc.)

Membership certificates

Insurance Policies

​Life insurance (including premium payment records)

Accidental life insurance

Veterans’ insurance

Employers or pension insurance

Funeral insurance (or other death-related benefit plans)

Mortgage and/or credit insurance

Credit card insurance (for balances)

Health insurance (including Medicare or Medicaid, “Medigap” insurance, private health insurance, dental, and Long Term Care insurance)

Property insurance (homeowners/renters insurance, car insurance, etc.)

Workers’ compensation insurance (and payment records)

Financial Accounts– Including most recent statements for all accounts and the list of Beneficiaries, if any.

Bank accounts – checking, savings, CD’s, etc.

Investment/brokerage accounts, IRA’s, 401-K’s, etc.

Stocks and bonds


Credit and debit card accounts

User names and passwords for any online accounts

List of safety deposit boxes, where to find keys, and names of authorized users
Other Financial Records

​​Survivor annuity benefit papers

Employer/retirement benefit (pension) plans, pension/profit-sharing plans, etc.

Veterans’ benefit records

Disability payment documents (State, Veterans’, etc.) Income statements for the current year (Social Security, pension, IRA’s, annuities, employment, and other income records)

IRS income tax returns (for the current and previous year)

IRS gift tax returns (for all years)

Property tax records and statements

Business interests held, financial statements and agreements, contracts, etc.

Loan papers

Other – investment records, etc.
Legal Papers

Will and/or Trusts

Deceased’s Final Instructions, Disposition Authorization, and/or Designated Agent forms (sometimes included in an Advance Directive such as a Durable Power of Attorney for Health Care, or in a Living Will)

Pre-paid funeral contracts

Organ/tissue donation record

Social Security card (or number)

Birth certificates (of all family members)

Marriage license or certificate

Military service papers, including discharge records

Domestic Partnership Registration

Court documents for adoptions and divorce (including any property settlement agreements, name changes, prenuptial agreements, etc.)

Community Property Agreements

Driver’s license

Passport, citizenship, immigration and/or alien registration papers
Personal Information

Names and contact information of closest family and friends

Names and contact information of all lawyers, accountants, doctors, financial planers, etc.

Family Tree, if available (especially if there is no Will)

User names and passwords for online accounts (including email accounts, financial records, social media accounts, etc.)

Passwords to access computers, cell phones, and other electronic devices

From <http://www.legalvoice.org/after-death-occurs-checklist>


Make a list of people you can ring for support after the initial wave of people have left after the funeral.

List any options of places you can go to stay, even if just for a few days, if you need to.

Organize for someone to check in on you each day at least once, preferably twice, once in the morning and once in the evening. You can just text them, “I’m up” ion the morning and “I’m home” in the evening. If you don’t have anyone then Red Cross have a free service where they will ring once a day, so contact them.

Article by Slater and Gordon

In Western Australia, only assets owned by you will pass into your estate and be controlled by your Will.

Jointly owned assets: Ownership of jointly owned property will pass automatically to the other joint owner(s) person upon your death, independent of your Will, if owned as joint tenants. 

This commonly applies to homes, home contents, bank accounts and personal effects, and other jointly owned assets.

The exception is assets owned jointly as ‘tenants in common’.  A person’s interest in such property will be controlled by their Will.

For planning purposes, joint tenancy can be converted to tenancy in common if appropriate at minimal cost.

Sole ownership:  Assets in your sole name, including real estate, cash, vehicles, shares and units in trusts, will form part of your estate and be controlled by your Will.

Unit trusts and companies: Assets owned by unit trusts or companies controlled by you will not become part of your estate. The shares or units however, will be an asset which forms part of your estate. 

Discretionary trusts: Assets owned by discretionary trusts controlled by you will not become part of your estate. They are owned by the trust.

Life Insurance: The insured person nominates the beneficiary of their policy, often their spouse or family member.

The proceeds of a life policy are paid direct to the beneficiary and do not form part of the deceased estate.

If appropriate for planning purposes, you must nominate your estate as the beneficiary of your policies if you want the proceeds of the policies to pass to your estate and be managed by the terms of your Will.

If the policy is owned by a superannuation fund, the proceeds will be received by the fund. Again the proceeds will not pass through an estate, but rather they will be managed by the trustee of your superannuation fund in accordance with the terms of the fund deed. 

Superannuation: Assets held by a superannuation fund most often pass to a dependant spouse or children, not your estate.


From <https://www.slatergordon.com.au/wills/assets-not-controlled-will>

I will do another post on what to do after death, for the person left behind or the executor. (see article here)